Which money is open to your project
Grants and loans for hotels, restaurants and wineries, each programme with key data, deadline and source. We read the calls in the original and keep this page up to date.
Interreg South Adriatic, 4th call
For municipalities, tourism organisations and associations.
Eko-Fond, approval of contractors
The call to hotels follows, expected from January 2027.
Development Bank, credit line PRG-26-7
Tourism loans up to 10 million euros.
EU money rarely reaches the hotel directly
It flows through banks, the state budget, IPARD and partnerships. For a hotel this means that the funding often sits in a favourable loan, a credit on the loan amount or a grant paid directly to the contractor.
Calls are published in Montenegrin, often with short deadlines, and reward whoever is complete on the first day. Under IPARD III, 55 of 100 points go to the completeness of the documents alone.
What fits your business?
Choose your business and your project. The suitable programmes are highlighted. It is no substitute for a funding check, yet it shows you where to begin.
Eko-Fond: hotel energy-efficiency programme 2026
GrantUp to 70 percent, at most 50,000 euros per hotel, at least 30 percent own contribution. Building envelope, heating and cooling, solar thermal, LED, cold rooms, building management systems. Photovoltaics are excluded this time. Conditions: operating licence as a hotel, entry in the tourism register, positive result for 2025. The grant is paid directly to the contractor.
Eko-Fond: energy efficiency for companies
GrantMost recently 40 percent, 50 percent in less developed municipalities, among them Bar, Ulcinj and Tuzi. At most 60,000 euros, photovoltaics included. For companies in all sectors.
Development Bank: investment loans for tourism, PRG-26-7
Loan10,000 to 10 million euros, for sole traders at most 50,000 euros. Direct 5.40 percent, 4.90 percent in the north and in less developed municipalities, through a commercial bank up to 7.50 percent. Up to 12 years, up to 4 years grace period, up to 70 percent of the investment. Reductions with funds from the European Investment Bank and in the north. Condo hotels are eligible.
EBRD credit lines through commercial banks
Loan with creditSME Go Green: after completion, 10 percent of the loan amount is credited, 15 percent for renewable energy. Go Digital: 10 percent for digitalisation. Each bank clarifies eligibility for hotels and the interest rate case by case.
IPARD III, measure 7.1: rural tourism
Grant60 to 75 percent on 10,000 to 200,000 euros. For businesses with registered farming, up to 15 rooms, in the north or above 600 metres. Below that, only the tasting room of wine and olive businesses is eligible. Consultancy costs are co-funded up to 5 percent.
IPARD III, measure 3: processing
Grant50 percent on 30,000 to 2 million euros for wine, oil and cheese. The second call covers equipment only. Pre-financing is the real hurdle with IPARD, which is why we plan loan and grant together.
Tourism support programme 2026
GrantMinistry of Tourism and National Tourism Organisation, 1.35 million euros in seven measures.
Interreg South Adriatic, 4th call
EU programmeEligible applicants are non-profit bodies: municipalities, tourism organisations, associations. We contribute as a contractor, for example with the project content on hotels, gastronomy and wine.
Erasmus+ vocational training Western Balkans
EU programmeUp to 500,000 euros for vocational training projects, for example in service, kitchen and hotel trades.
The information is taken from the calls and programme documents of the respective bodies, as of 15 October 2026. The current call is always decisive. Only the respective body decides on funding.
Hotel energy-efficiency programme: the clock is already running
The Eko-Fond first approves the contractors, until 23 December 2026 at 3 p.m. Only afterwards can hotels apply, and an application without a quotation from an approved contractor does not enter the evaluation at all.
Anyone who only reacts once the call for hotels appears has to choose a measure, find a contractor, obtain a site visit, receive a quotation and gather every piece of evidence, all within a deadline that is already running.
The guide has six pages, every figure taken from the original Eko-Fond text: the eligible measures, the conditions including the hurdle of the 2025 annual result, two worked examples, all known deadlines and the documents you can already obtain today.
Request the guide
The download is available immediately after sending. We will get in touch over the next few days if you would like that.
We are not a contractor and we are not applying to become one. We sit on your side of the table.
Three to five hotels, ready on day one
By the end of November 2026 we will take three to five hotels into preparation. When Eko-Fond opens the call for hotels, expected from January 2027, your application will be complete. With a maximum of 50,000 euros per hotel, the budget of 500,000 euros covers around ten properties.
Who does which part
We prepare the investment plan and the application. Eko-Fond requires the energy audit, technical design and site supervision from a firm in the Montenegrin business register with an employed, licensed engineer.
Eko-Fond, hotel call 2024 (id=105); Energy Efficiency Act, Art. 30We coordinate the work with an authorised engineering firm, chosen together with the participating hotels. You have one contact for the whole project.
Own share first, grant to the contractor
In the 2024 hotel call, Eko-Fond paid the grant directly to the contractor once the hotel had paid its own share. The hotel therefore does not pre-finance the funded part.
Eko-Fond, hotel call 2024; the 2026 call is still pendingWe calculate the own share of at least 30 percent early and clarify where it comes from.
Grant and loan in the same hotel
Under SME Go Green, the same measure cannot receive a second grant. Separate measures, such as the building envelope through Eko-Fond and a solar plant through a loan, are assessed case by case. SME Go Green is currently offered through CKB and NLB, and the programme's consultancy is free of charge for the business.
SME Go Green Montenegro, written reply of 13.10.2026We split the measures so that each carries exactly one form of support, and we prepare the meeting with the bank.
What we have asked Eko-Fond
In 2024, technical documentation and supervision up to 10,000 euros, the energy audit up to 5,000 euros and staff training up to 5,000 euros were eligible. According to a press report of 20 August 2026, technical documentation, revision and supervision remain eligible in 2026, while costs incurred before the contract with Eko-Fond are not recognised. We have asked when the call for hotels will open, whether the energy audit, technical documentation and supervision will again be eligible costs as in 2024, whether year-round operation and less developed municipalities earn extra points, and whether a bank loan may count as the own share.
Eko-Fond, hotel call 2024 (id=105); investitor.me, 20.8.2026; enquiry of 13.10.2026, reply pendingAs soon as the answer arrives, it will be published here, with the date.
Who fits the preparation round
- Hotel with an operating licence and entry in the central tourism register
- Positive annual accounts for 2025
- Project on the building envelope, heating and cooling, hot water, lighting, cold rooms or building management
- Own share of at least 30 percent affordable
According to the call of 14 September 2026, priority goes to location, year-round operation, women in management and properties without previous funding.
What happens before the call
- November: funding check, define the measure, clarify the own share
- December: energy audit with the authorised firm, gather the basic documents
- From 23 December: obtain an offer from a contractor approved by Eko-Fond
- January: finalise investment plan and application
- Call: submission on day one
The funding application from A to Z
We accompany you from the first conversation to the payout. After the first stage you decide whether to continue.
Funding check
Conversation and short report: suitable programmes, order, own contribution, possible amount.
Investment and business plan
To the requirements of the bank or funding body, with occupancy, rates and profitability. More on the business plan
Energy audit
With an authorised engineering office in Montenegro, where the programme requires it.
Application and bank meeting
Complete documents, submission, appointment at the bank.
Through to payout
Award of the works, interim reports, final accounts.
We work at a fixed price per stage. We name the price after the first conversation, before you commission anything.
The decision on funding rests solely with the respective body. We make sure your application is complete, on time and easy to follow.
To pass on to owners and the bank
Development Bank investment loans 2026
Terms, conditions and documents of programme PRG-26-7, two pages.
As of October 2026Funding application from A to Z
Our service with process, programmes and basic documents, three pages.
As of October 2026Guide to the hotel energy-efficiency programme
Six pages from the original Eko-Fond text, in exchange for your email address.
As of 11.9.2026